Punjab and Sind Bank is a government-owned bank in India that provides a wide range of financial services to individuals, small businesses, and corporate clients. Founded in 1908, the bank has a long history of serving the community, especially in northern India. Over the years, it has expanded its network across the country, offering services like savings and current accounts, loans, digital banking, and more. Being a public sector bank, it benefits from government support, which adds stability to its operations.
Current Market Overview of Punjab and Sind Bank Share
- Current Value:- 26.92
- Open:- 26.91
- High:- 27.30
- Low:- 26.37
- Mkt cap:- 18.28KCr
- P/E ratio:- 21.57
- Div yield:- 0.74%
- 52-wk high:- 73.64
- 52-wk low:- 25.22
Punjab and Sind Bank Share Price Chart
Punjab and Sind Bank Share Price Target Tomorrow From 2025 To 2030
| Punjab and Sind Bank Share Price Target Years | Punjab and Sind Bank Share Price |
| 2025 | ₹75 |
| 2026 | ₹100 |
| 2027 | ₹130 |
| 2028 | ₹160 |
| 2029 | ₹190 |
| 2030 | ₹220 |
Shareholding Pattern for Punjab and Sind Bank Share
| Promoter | 98.3% |
| FII | 0% |
| DII | 0.7% |
| Public | 1.1% |
Punjab and Sind Bank Financials Statement
| (INR) | 2024 | Y/Y change |
| Revenue | 35.27B | -6.61% |
| Operating expense | 29.32B | 19.01% |
| Net income | 5.95B | -54.65% |
| Net profit margin | 16.88 | -51.45% |
| Earnings per share | — | — |
| EBITDA | — | — |
| Effective tax rate | — | — |
Punjab and Sind Bank Share Price Target 2025
Here are 8 key factors affecting the growth of Punjab and Sind Bank share price target for 2025:
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Loan Growth: The bank’s ability to increase its loan book, especially in retail, MSME, and agriculture sectors, can boost its revenue and overall financial performance.
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Asset Quality: A lower percentage of Non-Performing Assets (NPAs) indicates better asset quality, which improves investor confidence and can positively impact the share price.
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Credit Demand: A rise in demand for credit in key sectors such as housing, infrastructure, and business can directly influence the bank’s earnings.
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Government Support: As a public sector bank, Punjab and Sind Bank benefits from government backing and reforms in the banking sector, which can support future growth.
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Digital Transformation: Investments in digital banking and technology-driven services can enhance customer experience and improve operational efficiency.
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Interest Rate Movements: Changes in repo rates by the RBI affect the bank’s lending rates and net interest margins, influencing profitability.
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Capital Adequacy: Sufficient capital reserves help the bank expand its lending operations, meet regulatory requirements, and stay resilient during financial challenges.
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Economic Conditions: Overall economic growth, inflation trends, and fiscal policies will continue to influence the performance of the banking sector and the share price of Punjab and Sind Bank.
Punjab and Sind Bank Share Price Target 2030
Here are 8 key factors that could affect the growth of Punjab and Sind Bank share price target for 2030:
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Long-Term Economic Growth: A steady and growing Indian economy will support the bank’s expansion plans, increasing credit demand and overall banking activity.
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Technological Advancement: Continued adoption of digital banking, AI, and fintech collaborations can drive operational efficiency and attract younger, tech-savvy customers.
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Regulatory Changes: Reforms in banking laws, NPA handling, and privatization policies can significantly shape the bank’s future, especially as a PSU.
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Diversification of Services: Introducing new financial products like wealth management, insurance, and investment services could open up fresh revenue streams.
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Rural and MSME Focus: Stronger outreach to rural customers and MSMEs could help grow a more stable and loyal customer base over the long term.
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Capital Infusion & Fundraising: Adequate capital support from the government or through market fundraising can boost expansion, risk management, and lending capacity.
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Global & Domestic Market Trends: Global financial trends, geopolitical factors, and inflation control will play a role in shaping investor sentiment and share valuation.
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Competitive Positioning: How well the bank manages to compete with private banks and new-age fintech firms will be critical in maintaining its relevance and profitability by 2030.
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