Bank of Maharashtra (BoM) saw a dramatic rebound in its stock price, climbing 20% from its 52-week low after releasing a strong fourth-quarter business update for FY25. The jump came as a relief to investors after the stock had been under pressure in recent weeks.
The public sector bank’s shares surged to ₹45.75 on April 8, recovering from ₹38.11, a sharp rebound that brought it back into the spotlight. Although the stock still trades 38% below its 52-week high of ₹73.50 (recorded in June 2024), the latest rally suggests a renewed sense of optimism among investors.
What Sparked the Rally?
The bank’s financial update for the quarter ending March 31, 2025, impressed analysts and the market alike. Here’s what stood out:
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Total business rose 15.33% year-on-year to ₹5.47 lakh crore.
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Total deposits grew 13.45% to ₹3.07 lakh crore.
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Gross advances (or loans given out) jumped 17.84% to ₹2.40 lakh crore.
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The CASA (Current Account and Savings Account) ratio improved slightly to 53.29%, indicating strong low-cost deposit growth.
These solid numbers reflect Bank of Maharashtra’s continued focus on strengthening its financial position and improving its lending activity, especially in a competitive public sector banking space.
Why Investors Are Taking Notice
A stronger CASA ratio means more of the bank’s deposits come from low-interest accounts, which boosts profitability. Combined with growing advances and deposits, this signals a healthy balance sheet and future earnings potential — music to any investor’s ears.
Market experts say this performance shows the bank is heading in the right direction. Even though it’s still far from its previous highs, the current momentum could push the stock further if upcoming earnings match expectations.
What’s Next for Bank of Maharashtra?
Analysts believe that if BoM can continue this trajectory, focusing on expanding its retail and SME lending, improving asset quality, and maintaining cost control, the stock could see more upward movement. However, they also caution that broader market trends and economic conditions will play a role in sustaining this rally.
For now, investors are celebrating the bounce-back as a sign that BoM is far from being counted out.
